According to WGN-TV (I think it was on WGN), in these times of layoffs and economic hardship, people are saving money by committing criminal acts in order to save money: They are dropping their automobile insurance!
So a significant portion of the driving public (~10%) is causing the uninsured motorist portion of insurance rates to rise. Once again, responsible people are paying for the irresponsible.
You know what this means, right?
There is a National Automobile Insurance Crisis(tm)!!
Naturally, it can only be solved with a massive federal automobile insurance program, where all people are forced to get expensive government supplied insurance!
Never let a crisis go to waste.